Legal Aid Program Evaluation, Final Report

Appendix D: Difference between Financial Guidelines and Low Income Cut-Offs

Table 1: Percentage difference between provincial financial guidelines and LICOs* (1992 base) (Population: rural areas)

Year 2001
Province BC AB2 MB ON3 QC4 SK5 NS6 PE7 NL8 NT9 YK10
Family size 1 7.7% 6.3% 7.0% -17.4% -13.9% -8.6% -2.1% 8.4% -54.2% 108.5% -
2 32.8% 3.2% 10.5% 14.7% -0.3% -9.1% 4.9% 8.8% -48.2% 102.9% -
3 24.5% 12.9% 14.9% 6.4% -3.9% -21.2% 2.4% 10.1% -55.4% 105.5% -
4 10.4% 3.7% 11.1% -1.0% -10.2% -23.0% -4.6% 9.7% -61.9% 81.8% -
5 6.9% 4.8% 12.4% -3.1% - -20.2% -6.2% - -64.3% 86.5% -
6 4.7% 1.3% 9.3% - - -17.1% -8.2% - -66.0% 78.2% -
7+ 1.9% 0.2% 6.9% - - -14.5% -9.7% - -66.6% 82.0% -
Year 20101
Province BC AB2 MB ON3 QC4 SK5 NS6 PE7 NL8 NT9 YK10
Family size 1 38.9% 19.8% -10.1% -30.7% -1.4% -2.2% -17.8% 1.3% -61.6% 75.1% 36.9%
2 59.1% 21.9% -7.2% -3.7% 12.7% - -11.9% 1.7% -56.5% 70.4% 44.7%
3 63.9% 39.3% -3.5% -10.7% 1.3% - -14.0% 2.9% -62.6% 72.6% 42.0%
4 60.4% 20.7% -6.7% -16.9% -14.5% -0.8% -19.9% 2.5% -68.0% 52.6% 29.3%
5 66.3% 14.0% -5.6% -18.6% - - -21.2% 2.0% -70.0% 56.7% 22.7%
6 73.3% 9.9% -8.2% - - - -22.9% - -71.4% 49.6% 11.6%
7+ 79.0% - -10.3% - - - -24.2% - -72.0% 52.9% 2.6%

Note: Percentages calculated as [(Highest contribution level for size of family - LICO) / LICO] * 100

Table 2: Percentage difference between provincial financial guidelines and LICOs* (1992 base) (Population of 30,000 or less)

Year 2001
Province BC AB2 MB ON3 QC4 SK5 NS6 PE7 NL8 NT9 YK10
Family size 1 -5.9% -6.6% -5.9% -27.4% -24.8% -20.1% -14.0% -4.8% -60.0% 82.2% -
2 16.1% -9.3% -2.8% 0.8% -12.9% -20.6% -7.8% -4.4% -54.8% 77.3% -
3 8.8% -0.8% 1.0% -6.5% -16.0% -31.2% -10.0% -3.2% -61.0% 79.6% -
4 -3.5% -8.9% -2.4% -13.0% -21.5% -32.7% -16.2% -3.5% -66.7% 58.8% -
5 -6.6% -7.9% -1.2% -14.8% - -30.3% -17.5% - -68.8% 63.0% -
6 -8.5% -11.0% -3.9% - - -27.5% -19.3% - -70.3% 55.7% -
7+ -11.0% -11.9% -6.1% - - -25.3% -20.7% - -70.9% 59.0% -
Year 20101
Province BC AB2 MB ON3 QC4 SK5 NS6 PE7 NL8 NT9 YK10
Family size 1 21.4% 4.7% -21.0% -39.1% -13.9% -14.5% -27.8% -11.0% -66.4% 53.0% 19.7%
2 39.0% 6.5% -18.4% -15.3% -1.5% - -22.6% -10.6% -62.0% 48.9% 26.4%
3 43.3% 21.7% -15.2% -21.5% -11.5% - -24.4% -9.6% -67.3% 50.8% 24.1%
4 40.1% 5.5% -18.0% -26.9% -25.3% -13.4% -29.6% -9.9% -72.1% 33.4% 13.0%
5 45.3% -0.4% -17.0% -28.5% - - -30.7% -10.4% -73.8% 36.9% 7.2%
6 51.4% -4.0% -19.3% - - - -32.2% - -75.1% 30.8% -2.5%
7+ 56.4% - -21.1% - - - -33.4% - -75.5% 33.6% -10.4%

Note: Percentages calculated as [(Highest contribution level for size of family - LICO) / LICO] * 100

Table 3: Percentage difference between provincial financial guidelines and LICOs* (1992 base) (Population of 30,000 to 99,999)

Year 2001
Province BC AB2 MB ON3 QC4 SK5 NS6 PE7 NL8 NT9 YK10
Family size 1 -15.6% -14.5% -13.9% -33.6% -32.6% -28.4% -21.3% -12.8% -64.1% 63.3% -
2 4.0% -17.0% -11.1% -7.7% -21.9% -28.8% -15.6% -12.5% -59.4% 58.9% -
3 -2.5% -9.2% -7.6% -14.4% -24.7% -38.3% -17.7% -11.5% -65.1% 61.0% -
4 -13.5% -16.6% -10.7% -20.4% -29.6% -39.7% -23.3% -11.7% -70.2% 42.4% -
5 -16.3% -15.7% -9.6% - - -37.5% -24.5% - -72.0% 46.1% -
6 -18.0% -18.5% -12.1% - - -35.0% -26.1% - -73.4% 39.6% -
7+ -20.2% -19.4% -14.0% - - -33.0% -27.4% - -73.9% 42.6% -
Year 20101
Province BC AB2 MB ON3 QC4 SK5 NS6 PE7 NL8 NT9 YK10
Family size 1 8.8% -6.1% -27.7% -44.2% -22.8% -23.4% -33.9% -18.5% -69.9% 37.1% 7.3%
2 24.6% -4.5% -25.4% -22.5% -11.7% - -29.1% -18.2% -65.9% 33.5% 13.3%
3 28.4% 9.1% -22.4% -28.1% -20.7% - -30.9% -17.3% -70.7% 35.2% 11.2%
4 25.6% -5.5% -25.0% -33.1% -33.0% -22.3% -35.6% -17.5% -75.0% 19.5% 1.3%
5 30.2% -10.7% -24.1% -34.6% - - -36.6% -18.0% -76.5% 22.7% -3.9%
6 35.7% -13.9% -26.2% - - - -38.0% - -77.6% 17.2% -12.6%
7+ 40.2% - -27.8% - - - -39.0% - -78.1% 19.7% -19.7%

Note: Percentages calculated as [(Highest contribution level for size of family - LICO) / LICO] * 100

Table 4: Percentage difference between provincial financial guidelines and LICOs* (1992 base) (Population of 100,000 to 499,999)

Year 2001
Province BC AB2 MB ON3 QC4 SK5 NS6 PE7 NL8 NT9 YK10
Family size 1 -16.7% -15.1% -14.5% -34.0% -33.4% -29.3% -21.8% -13.4% -64.6% 61.3% -
2 2.8% -17.5% -11.7% -8.3% -22.9% -29.7% -16.1% -13.0% -59.9% 56.9% -
3 -3.7% -9.8% -8.2% -15.0% -25.7% -39.1% -18.2% -12.0% -65.5% 59.0% -
4 -14.6% -17.1% -11.2% -20.9% -30.5% -40.4% -23.8% -12.3% -70.5% 40.6% -
5 -17.3% -16.2% -10.1% -22.5% - -38.3% -25.0% - -72.4% 44.3% -
6 -19.0% -19.0% -12.6% - - -35.8% -26.6% - -73.7% 37.8% -
7+ -21.2% -19.9% -14.6% - - -33.9% -27.9% - -74.2% 40.8% -
Year 20101
Province BC AB2 MB ON3 QC4 SK5 NS6 PE7 NL8 NT9 YK10
Family size 1 7.4% -7.3% -28.2% -44.6% -23.8% -24.3% -34.3% -19.0% -70.3% 35.4% 5.9%
2 23.1% -5.7% -25.8% -23.0% -12.8% - -29.6% -18.7% -66.4% 31.8% 11.9%
3 26.8% 7.8% -22.9% -28.6% -21.7% - -31.3% -17.8% -71.0% 33.5% 9.8%
4 24.1% -6.6% -25.4% -33.5% -33.9% -23.3% -36.0% -18.0% -75.3% 18.0% 0.0%
5 28.6% -11.9% -24.5% -35.0% - - -37.0% -18.5% -76.8% 21.2% -5.1%
6 34.0% -15.0% -26.6% - - - -38.3% - -77.9% 15.8% -13.7%
7+ 38.5% - -28.3% - - - -39.4% - -78.3% 18.2% -20.7%

Note: Percentages calculated as [(Highest contribution level for size of family - LICO) / LICO] * 100

Table 5: Percentage difference between provincial financial guidelines and LICOs* (1992 base) (Population of 500,000+)

Year 2001
Province BC AB2 MB ON3 QC4 SK5 NS6 PE7 NL8 NT9 YK10
Family size 1 -29.5% -26.9% -26.3% -43.2% -43.7% -40.2% -32.6% -25.4% -70.1% 36.4% -
2 -13.1% -29.0% -23.9% -21.0% -34.8% -40.5% -27.8% -25.1% -66.1% 32.7% -
3 -18.5% -22.3% -20.9% -26.8% -37.2% -48.5% -29.5% -24.2% -70.8% 34.4% -
4 -27.8% -28.6% -23.5% -31.8% -41.2% -49.6% -34.3% -24.5% -75.1% 18.9% -
5 -30.1% -27.8% -22.6% -33.3% - -47.8% -35.4% - -76.6% 22.0% -
6 -31.5% -30.3% -24.7% - - -45.7% -36.8% - -77.8% 16.6% -
7+ -33.3% -31.0% -26.4% - - -44.1% -37.9% - -78.2% 19.1% -
Year 20101
Province BC AB2 MB ON3 QC4 SK5 NS6 PE7 NL8 NT9 YK10
Family size 1 -9.1% -21.6% -38.1% -52.3% -35.5% -36.0% -43.4% -30.3% -74.9% 14.5% -10.4%
2 4.1% -20.3% -36.1% -33.7% -26.3% - -39.3% -30.0% -71.6% 11.5% -5.4%
3 7.2% -8.9% -33.6% -38.5% -33.8% - -40.8% -29.2% -75.5% 12.9% -7.1%
4 4.9% -21.0% -35.8% -42.8% -44.1% -35.1% -44.9% -29.4% -79.1% -0.2% -15.4%
5 8.8% -25.5% -35.0% -44.0% - - -45.8% -29.8% -80.4% 2.5% -19.8%
6 13.4% -28.1% -36.8% - - - -46.9% - -81.3% -2.1% -27.0%
7+ 17.1% - -38.2% - - - -47.8% - -81.7% 0.0% -32.9%

Note: Percentages calculated as [(Highest contribution level for size of family - LICO) / LICO] * 100

  • * BC, SK, QC, NL, NWT and YK were compared to after tax LICOs; MB, ON, NS, PE were compared to before tax LICOs; AB was compared to before tax LICOs in 2001 and to after tax LICOs in 2010.
  • 1LICOs for 2010 were not available and were therefore calculated as LICO2010 = LICO1992 x CPI2010 / CPI1992 (Source: Statistics Canada. [2010]. Low income cut-offs. Retrieved February 24, 2011, from http://www.statcan.gc.ca/pub/75f0002m/2010005/lico-sfr-eng.htm).
  • 2For 2010, financial eligibility guidelines ranged from 1 to a family size of 6+.
  • 3For 2001, financial eligibility guidelines ranged from 1 to a family size of 5+. For 2010, financial eligibility guidelines ranged from 1 to a family size of 5+.
  • 4Quebec separates its eligibility guidelines by single and two-parent families. The higher financial guideline was chosen for each calculation, which was the two-parent family guideline for each applicable family size. Ranged from 1 adult and 0 children to 2 adults and 2 children or more.
  • 5For 2001, guidelines were provided for families with number of children, where family was defined as one or two-parent household. Family with 2 children was chosen for calculation. Ranged from single to family with 8 children. Only family sizes of 1 and 4 were provided for 2010.
  • 6Nova Scotia separates its eligibility guidelines by single and two-parent families. The higher financial guideline was chosen for each calculation, which was the two-parent family guideline for each applicable family size.
  • 7Financial eligibility guidelines ranged from 1 to a family size of 4 in 2001 and 1 to a family size of 5 in 2010.
  • 8Newfoundland and Labrador separates its eligibility guidelines by single and two-parent families. The higher financial guideline was chosen for each calculation, which was the two-parent family guideline for each applicable family size. Ranged from 1 adult and 0 children to 2 adults and 6 children or more.
  • 9The Northwest Territories separates its financial eligibility guidelines by zone in the territory. The middle level was chosen (Zone 5).
  • 10Yukon separates its eligibility guidelines by single and two-parent families. The higher financial guideline was chosen for each calculation, which was the two-parent family guideline for each applicable family size. Financial eligibility guidelines for 2001 were not available for Yukon.
  • Source for LICOs: Statistics Canada. (2010). Low income cut-offs (1992 base) before tax. Retrieved February 24, 2011, from http://www.statcan.gc.ca/pub/75f0002m/2010005/tbl/tbl02-eng.htm
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